Car Accident Checklist – Frugal Novice

Car Accident Checklist

This is a sponsored post partnered with Falls Motor City. All opinions are honest and are my own.

With winter weather, drivers must be especially diligent on the road. Even when you’re being as careful as you can, though, it’s still good to be prepared and know what to do in case you’re in the unfortunate situation of a car accident. It’s easy to be caught up in the shock and emotions of the moment and forget important things, so it’s a great idea to have a checklist handy. This is especially a good idea for new drivers who might be especially nervous! These are all just tips and are not intended to be medical or legal advice.

My parents once had someone back into them at a stoplight. The man who hit them apologized and they exchanged information. A few days later my mom happened to go into the insurance office to check on something and the man who had hit them was there trying to claim my parents had randomly backed into them at a red light. Thankfully they had the phone number of a witness who was able to confirm what had really happened! So tip 4 & 5 are especially good to consider!

  1. Stay at the scene. Make sure, though, that you’re not in a dangerous spot while you wait for authorities to arrive.
  2. Call aforementioned authorities. You always want the police to come and check out the situation so they can see if a ticket is needed for either party – and this can be important for insurance claims.
  3. Get the other driver’s insurance information, and give them yours.
  4. See if there are any witnesses to the accident, and get their names and phone numbers.
  5. Take photos of the positions of the vehicles and any damage (only if you can do so safely).
  6. Do not talk about who is responsible for the accident. Let authorities determine this.

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